You Deserve A Mortgage That’s Right For You.

Co/LAB Lending is the smart choice when you want the best mortgage loan options for home purchases or refinancing.
What is your mortgage goal?

*Decision times are usually within 48 hours. Preapproval is determined by a number of factors. Not everyone will qualify.

Our Customers Have Rated us 4.9 out of 5 based on 250+ reviews! 5 star rated mortgage broker


Customers Served

$400M +

In Closed Loans

30 Days

Avg. Close Time

Home Mortgage Loan Options To Suit Your Financial Goals

We offer multiple conventional and government mortgages including FHA, USDA and VA

  • Government Loans

We offer FHA, USDA and VA loans to qualifying borrowers. Our government loan solutions require little or NO downpayments, allow lower credit scores and debt to income ratios, and have great rates.

  • Conventional Loans

Available only through private lenders like banks or mortgage brokers like us, conventional mortgages are the perfect solution for the borrower with good credit and money for a down payment.

  • Refinance Options

Refinancing your home isn’t just about lowering your interest rate. There is so much more you can do using the equity in your home that could help you accomplish a number of your financial goals.

Where Can You Find Us?

Co/LAB Lending is a fast growing mortgage broker that is quickly expanding throughout the U.S. Purchase or Refinance contact us to find out how we can help you with your home mortgage financing.

  • Florida

  • North Carolina
    Puerto Rico

Home mortgages in Illinois, Pennsylvania, Ohio, Maryland, Florida, North Carolina, Virginia and Puerto Rico

Specialty Mortgages For Your Unique Home Buying Needs

Unique home financing situation? No worries. We offer a number of specialty mortgages to meet the needs of our borrowers.

Renovation Mortgage Loans

Renovation Loans

Bring out your home’s potential with a renovation loan. Include the home purchase and renovation costs into a single loan and began your home’s transformation immediately after closing.

Self-employed mortgage loans

Self-employed Borrower

Leave those tax returns at home. Our team has helped hundreds of self-employed borrowers buy homes with mortgage products designed specifically to meet their needs including loan programs that only require bank statements.

Jumbo Loans Home Mortgages

Jumbo Home Loans

Live in a high-cost housing market or need financing for a luxury home? Our non-conforming jumbo mortgage loan options are available to borrowers in need of a loan that exceeds the normal loan conforming limits.

Don’t let a unique situation stop you from buying. Find out if you qualify. It only takes 60 seconds to start.

Investment property mortgage loans

Investment Property Loans

Start Building Your Financial Future With Investment Properties. We’ve got the keys to financing non-owner-occupied investment properties without verifying your personal income.

Ask about our investor cash flow, bank statement only, and fix n’ flip programs.


Talk To One Of Our Loan Officers

Schedule a time to discuss your mortgage options with Co/LAB Lending.

Here’s What Our Customers Think

See why so many of our customers chose Co/LAB Lending!

DV Love Avatar
DV Love
4/29/2022 - Google

The team worked diligently on my mortgage until they got it done! Very personable and professional!

Sarah Frailey Avatar
Sarah Frailey
4/13/2022 - Google

Eric and Christian were absolutely wonderful to work with. This is my first time buying a house and they made it such an easy stress free process. Extra thank you to Eric Andover for going the extra mile to make sure I got this loan. I appreciate you both! Thank you for everything!

Morgan Herbster Avatar
Morgan Herbster
4/12/2022 - Google

Kendy and Rengi were great all the way through! They jumped through extra hoops to get me the kind of loan I wanted! They both were super nice and helpful at all times! I would recommend them 100%!

Kelly Slagle Avatar
Kelly Slagle
4/08/2022 - Google

Awesome group of people to work with. We are buying our first home and they made it stress free. We were informed every step of the way. Would highly recommend them for anyone that is purchasing a home.

Read More Reviews

Quick and Easy Prequalification

It works in 3 easy steps.

If you are interested in buying and ready to take action then you need to qualify and find out how much house you can afford.  Start by completing this form that only takes 60 seconds and shares with us some basic information.

  • Complete our Pre-app

    One of our team members can help you complete it or you can complete it on your own.

  • Income and Credit Review

    We will review your income and credit information and give you a mortgage qualification decision within 24 hours.*

  • Start Shopping for Your Home!

    Once pre-qualified we issue you an official letter letting you know how much you are approved for. Start house hunting that day!

The best part is you can find out for free and there is no commitment what so ever. So c’mon, what are you waiting for. Take some action. Take a leap.

*Decision times are usually within 24 hours. There are times when the volume of pre-qualifications may slow the process down.
Keystone Alliance Mortgage