Clearing Misconceptions: Understanding VA Mortgage Loans
The VA mortgage loan is a program designed to help veterans, active duty military members, and their families purchase a home without having to deal with as many bureaucratic guidelines and requirements. However, there are a few VA loans misconceptions about the program that often...
Exploring Mortgage Options for Medical Professionals
Like many college graduates, medical students are buried in debt. In fact, the Association of American Medical Colleges reports that physicians leave school with a staggering average of $189,165 in the red. While student loan debt may not “directly affect” your chances of getting approved for a mortgage,...
Could the Theft of Equifax Data Affect My Mortgage Application or Existing Mortgage?
Much of how the Equifax data breach actually happened is still unknown. What is known however, is that this cyber-attack has the potential to cause potential and current homeowners some serious headaches. According to the Federal Trade Commission, 143 million American consumers had their personal...
What Should I Do To Prepare My Yard For Winter?
I’m sorry to say it, but fall and winter are upon us again. There are some great elements to autumn, though. All the pumpkin spice addicts can come out of the wood work, Halloween and Thanksgiving are nearly back to back, and yard work finally...
Navigating Mortgage Approval with Student Loan Debt
Understanding Monthly Mortgage Payments with Student Loan Debt Can I Get a Mortgage with Student Loan Debt? That is an excellent question—and you’re not the only one who is asking. According to Student Loan Hero, the average student in the class of 2016 graduated with...
Avoid These Common Mistakes Home Buyers Make
So you finally have the home of your dreams and now you’re strapped for cash. In order to save some money, you may head to the clearance section for home décor, building materials, and lawn care equipment. However, when it comes to homeowners insurance, you...
How Do I Get a Mortgage When I’m Self-Employed
Mortgage Options for Self-Employed: A Comprehensive Guide As most entrepreneurs, small business owners, and freelancers know, being self-employed can be a blessing and a curse. Yes, you can write off your lunches as a business expense and take advantage of a slew of tax breaks,...
9 Frequently Asked Questions About Mortgages By Home Buyers
Securing a Mortgage: Your Top Questions Answered (Answers included free of charge.) So, you want to buy a house, but not sure where to start. Should you hire a real estate agent or do you start house hunting? Which is it? Well, the answer is...
Five Strategies to Help You Win a Bidding War
Between the romanticization of house-flipping through the advent of reality TV and a relatively low mortgage rates, real estate is hotter than ever. With this perfect concoction, you may just find yourself in a bidding war. However, just because there are other offers on the...
How to Finance New Construction
You may be thinking to yourself, why is it so difficult to find a new construction loan? Well, there are a couple more prerequisites that need to be met in order to receive this kind of mortgage. First, many new home-buyers have less than perfect credit,...