. Maybe the idea to buy your first home seems like a long-term possibility, or perhaps you’ve decided to actively start looking. Whatever stage of home buying you’re at, there are specific steps you need to take to insure your buying experience is successful. Follow...

. When you're ready to buy or refinance a home, you'll have to decide whether to go with a big bank, a local lender, or a direct lender for your mortgage loan. Prior to making a significant financial decision, consider the advantages and disadvantages of...

A Comprehensive Guide to USDA Loans The phrase USDA—also known as the U.S. Department of Agriculture—might conjure images of rolling crop fields and grazing cows, but this government agency actually offers much more than policies and support for farmers and ranchers. The USDA also offers...

. He’s making a list. Checking it twice. Gonna find out who’s naughty or nice. An underwriter is coming to town! Winter is usually when most housing markets in the states cool down with the weather. But if you’re considering purchasing a home in the...

. It’s always easier to find projects to do around your house than it is to find money to pay for them. If you don’t have a ton of extra cash socked away for covering renovation projects, there are special loans that can be used...

Guide to Buying Your First Investment Property The stock market is hot, interest rates are low, and you are finally ready to buy your first investment property so what’s next?  Of course, you always want to get preapproved before you start shopping for properties.  Wanna...

. Halloween has its roots in a pagan harvest festival, while different traditions were added on throughout the years. We love celebrating it every year at Co/LAB Lending and if you are a first-time homeowner, you will have so much fun with the decoration and...

. The mortgage industry is full of career opportunities. One type of job you might not hear much about but plays an important role in any mortgage is the loan processor. It might sound similar to the more well-known position of loan officer, but a...

Guide to Property Title Insurance It seems like you need insurance for just about anything nowadays, and that includes very important documents that could be the source of financial drain and plenty of headaches if they contain errors. In this case, we’re talking about property...

. When the season changes, it's time to prepare your home for falling leaves, cooler weather, and ultimately winter storms. It is October already! Here’s what you need to do to be ready for Fall. By doing some fall homework now, you can avoid problems...