Should I Pay Back Debt or Start Saving?
To pay back debt, or start saving: that is the question. Common advice and some simple math will probably lead you to believe that paying off debt is always the best option; however, this might not always be the case. Generally, there are two common positions...
Could the Theft of Equifax Data Affect My Mortgage Application or Existing Mortgage?
Much of how the Equifax data breach actually happened is still unknown. What is known however, is that this cyber-attack has the potential to cause potential and current homeowners some serious headaches. According to the Federal Trade Commission, 143 million American consumers had their personal...
Four Easy Ways to Improve Your Credit Score
If you’re ready to experience the benefits of home ownership, you’re probably going to need a mortgage loan. And if you’re going to need a mortgage loan, you’re definitely going to need to work with a mortgage broker. Before you do, however, you should be...
Give Yourself Some Credit
A substantial number of potential home-buyers exclude themselves from the market because of trouble with credit scores in the past, but that doesn’t have to be the case! Although adverse credit events do indeed have a substantial impact on one’s credit score (which obviously affects...