What is a Mortgage Loan Officer?
. The real estate industry attracts many people with dreams of being Realtors, but there are so many other important jobs like mortgage loan officers that play a big part in the industry. These careers can be lucrative, have flexible hours, and hold a lot...
Uncategorized
4 Tips to Enjoying the Holidays
. It’s October! You already know what that means. The Holiday season is right around the corner and I think I can speak for many when I say the holiday season can be STRESSFUL! And why is that? Why do we allow, what should be...
Should You Pay off all Credit Card Debt Before Getting a Mortgage?
. When applying for a mortgage, loan officers analyze your current income, lines of credit including any debt that you owe, credit scores, how much you plan on putting down for a down payment, and the sale price of the property you have fallen in...
Decoding Income Calculation by Mortgage Lenders
A Comprehensive Guide to How Mortgage Lenders Calculate Income Whether you’re ready to jump into homeownership or are looking at refinancing your existing mortgage, knowing how your income factors into a home loan and understanding how mortgage lenders calculate income are important. It’s easy to...
Securing Quick Loan Approval from Underwriters
Insights from a Mortgage Broker: The Loan Approval Process You’ve started your homeownership journey and have gotten great news: You’re pre-approved for a loan for your dream home! It’s time to get a check from the bank and buy the house right? Not quite. First,...
September 11th: What Truly Matters
September 11th "Today, our nation saw evil -- the very worst of human nature -- and we responded with the best of America. With the daring of our rescue workers, with the caring for strangers and neighbors who came to give blood and help in...
Back to School: Covid Style
. Kids will be going back to school soon. What does that mean for everyone? More importantly, what does that mean for you? For starters, it means it’s time to buy supplies. Everything from pencils to glue, rulers, and crayons. Don’t forget the new backpacks...
Exploring the Types of Mortgage Lenders
Exploring Different Types of Mortgage Lenders Your first question might be, “There are different types of Mortgage Lenders?” The answer is yes. This is why some find it difficult and confusing when shopping for a mortgage lender to fit their lending needs. There are so...
The Best Family Activities During The COVID-19 Pandemic
. If you are like me, then Covid-19 has presented some “unique” challenges. The entire situation has affected many people, both professionally and personally. While the professional/work-related challenges can be extremely scary and nerve-wracking, I have found the personal challenges to be the most frustrating....
Unraveling the Four C’s of Mortgage Lending
Understanding Mortgage Loan Qualification If you have ever bought a home or are thinking of buying a home you may have wondered how a lender decides if you are worthy of a mortgage loan qualification. Is it just your credit? Is it your income? Is...
Categories
- Credit (4)
- FHA Loans (3)
- Finances (3)
- First Time Home Buyers (6)
- Grab Bag (7)
- Home Technology (1)
- Homebuying Tips (17)
- Inspiration (1)
- Insurance (3)
- Interest Rates (3)
- Loan Process (1)
- Mortgage Financing (14)
- Motivation (1)
- News (1)
- Press Release (8)
- Renovation (2)
- Self Employed (1)
- Tips & tricks (1)
- Uncategorized (134)
- USDA Loans (1)
- VA Loans (2)