According to the U.S. Department of Veterans Affairs, 21 million veterans and service members live in the U.S. today but only about six percent of have purchased a home using a VA home loan in the past five years. Because there is such a surprisingly...

The VA mortgage loan is a program designed to help veterans, active duty military members, and their families purchase a home without having to deal with as many bureaucratic guidelines and requirements. However, there are a few VA loans misconceptions about the program that often...

I’m sorry to say it, but fall and winter are upon us again. There are some great elements to autumn, though. All the pumpkin spice addicts can come out of the wood work, Halloween and Thanksgiving are nearly back to back, and yard work finally...

Understanding Monthly Mortgage Payments with Student Loan Debt Can I Get a Mortgage with Student Loan Debt? That is an excellent question—and you’re not the only one who is asking. According to Student Loan Hero, the average student in the class of 2016 graduated with...

Mortgage Options for Self-Employed: A Comprehensive Guide As most entrepreneurs, small business owners, and freelancers know, being self-employed can be a blessing and a curse. Yes, you can write off your lunches as a business expense and take advantage of a slew of tax breaks,...

Securing a Mortgage: Your Top Questions Answered (Answers included free of charge.) So, you want to buy a house, but not sure where to start. Should you hire a real estate agent or do you start house hunting? Which is it? Well, the answer is...

What Is A Mortgage Broker? A mortgage broker works for a mortgage company, which provides an array of financial services. Basically, a broker is an intermediary between the banks who provide the loan (the lenders) and the homebuyer looking to borrow. Working with both the...

Understanding Credit Score Your credit score represents your creditworthiness. This numerical expression is an evaluation of the potential risk you pose to lenders, which in turn determines if you qualify for a loan. Your credit score also impacts the specific terms of your loan, such...

Times are changing in the housing market. Predictions range from another housing crisis apocalypse to significantly appreciating home value. Whether or not you voted for the 45th President, here are some educated guesses about what the 2017 housing market landscape will look like. Elimination of...