Loan Officer vs. Real Estate Agent: What’s the Difference?
You're finally ready to buy a house. Exciting! But as you start your journey, you might be wondering: Do I need a loan officer? Or a real estate agent? What's the difference? Do I need both? There are a lot of terms, acronyms, and people...
Does Getting Pre-Approved Hurt Your Credit Score – What You Need to Know
Are you considering buying a home soon? If so, it’s important to understand the role your credit score can play in the process. One of the first questions that real estate agents will ask a homebuyer when they start working together is, " Do you...
Why Should You Use A Mortgage Broker?
Mortgage shopping can be one of the most exhausting and stressful steps that lead to home buying. While we all want to live in a home of our own that gives us perfection, peace, and comfort vibes – it's not something everyone can afford. Hence,...
2022 Rising Interest Rates: Here’s What Home Buyers Should Do Now!
Rising interest rates are putting financial pressure on would-be homeowners. While home prices have begun to drop, they are still very close to their all-time high. Many people may have to reevaluate their financial plans as a result of it. When interest rates rise, it…
Student Loans: Everything You Need To Know
If you are studying in the United States, the several forms of student loans may perplex you. There are several options available. How do you determine which one is the best fit for your needs? How do the repayment plans operate, and why are there…
What To Do After Finding A Home?
“A house is made of walls and beams; a home is built with love and dreams.” You looked for a house and you feel that this could be your home and find yourself asking what to do after finding a home that I love? Keep...
The Four C’s Of Mortgage Lending
Mortgage Loan Qualification If you have ever bought a home or are thinking of buying a home you may have wondered how a lender decides if you are worthy of a mortgage loan qualification. Is it just your credit? Is it your income? Is it...