Understanding What Mortgage Lenders Look For On Your Tax Returns
. If you are like most business owners, You are probably thinking, why not reach out to my business bank and skip all the shopping around for a loan? They know me; they take my checks every week that I deposit. They will give me...
Loan Officer vs. Real Estate Agent: Understanding the Difference
. You're finally ready to buy a house. Exciting! But as you start your journey, you might be wondering: Do I need a loan officer? Or a real estate agent? What's the difference? Do I need both? There are a lot of terms, acronyms, and...
Does Pre-Approval Hurt Your Credit Score? Uncover the Truth
. Are you considering buying a home soon? If so, it’s important to understand the role your credit score can play in the process. One of the first questions that real estate agents will ask a homebuyer when they start working together is, " Do...
Why Use a Mortgage Broker? Discover the Benefits
. Mortgage shopping can be one of the most exhausting and stressful steps that lead to home buying. Mortgage shopping can be one of the most exhausting and stressful steps that lead to home buying. While we all want to live in a home of...
Navigating 2023’s Rising Interest Rates: A Guide for Home Buyers
. Rising interest rates are putting financial pressure on would-be homeowners. While home prices have begun to drop, they are still very close to their all-time high. Many people may have to reevaluate their financial plans as a result of it. When interest rates rise,...
Comprehensive Guide to Student Loans: Everything You Need to Know
. If you are studying in the United States, the several forms of student loans may perplex you. There are several options available. How do you determine which one is the best fit for your needs? How do the repayment plans operate, and why are...
Unraveling the Four C’s of Mortgage Lending
Understanding Mortgage Loan Qualification If you have ever bought a home or are thinking of buying a home you may have wondered how a lender decides if you are worthy of a mortgage loan qualification. Is it just your credit? Is it your income? Is...
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