What To Expect When Buying Your Next Home
What you should consider before you buy Is It Time For You To Move? If you answered "YES", you probably have already highly considered buying your next home. But before you do so there are a few things you will want to consider that can...
The Homebuyer’s Guide To Getting A Home Loan
Special Offer: Free E-Book Take the confusion out of homebuying. At some point, almost everybody wants to own a home of their own. But before you can move into that new house, there are some steps you need to follow before you make it to...
How Do I Decide on the Right Real Estate Agent?
For a while there, it seemed like everyone was looking to get their real estate license. In fact, you probably have a few friends or family members who are agents. But, how do you know who is vetted? How can you tell which agents are...
You Don’t Need 20% Down To Buy A Home
You’ve probably been told or have heard that in order to buy a home, you need at least 20% down. It’s a myth that discourages many from even pursuing their dream of owning a home. But, there is good news. If you’re reading this blog...
FHA Loans: Is It The Right Loan For Your Home Purchase?
So you want to learn more about FHA loans, you’ve come to the right place. Let’s start with some background knowledge. These are mortgage loans that are insured by the Federal Housing Administration, hence the acronym FHA. They’ve been around for over 80 years. FHA...
Know Your Interest Rates: A Crash Course
There are several different types of interest rates when it comes to mortgages. The two most common types are fixed and adjustable. They mean exactly what they are defined as. A fixed interest rate is locked in for the life of the loan. However, if...
Major Decision: Is a VA Loan Right for You?
Did you know that since 2001, there have been over 2.77* million United States troops deployed to Afghanistan and Iraq? The U.S. government created a military VA loan program in 1944 to aid returning troops to purchase a home. The result was the VA loan....
7 Reasons Why You Should Use a Mortgage Broker and Not a Bank
What Is A Mortgage Broker? A mortgage broker works for a mortgage company, which provides an array of financial services. Basically, a broker is an intermediary between the banks who provide the loan (the lenders) and the homebuyer looking to borrow. Working with both the...
Credit Score Basics: Does Mortgage Shopping Affect Your Credit?
Understanding Credit Score Your credit score represents your creditworthiness. This numerical expression is an evaluation of the potential risk you pose to lenders, which in turn determines if you qualify for a loan. Your credit score also impacts the specific terms of your loan, such...
USDA: What does it stand for and how can it help you to become a homeowner?
USDA loans were started in the 1990’s by the U.S. Department of Agriculture. The loan program is gear towards rural development and making homeownership a reality for low and moderate income families living in rural areas. “Providing affordable homeownership opportunities promotes prosperity, which in turn...