5 Essential Tips on How to Pay Off Debt for Financial Freedom
Understanding Your Debt We know how tough it is to climb out of the hole of debt. The matter of owing money to a creditor, no matter the amount, can take up a large amount of mental space that wears you down. It is very...
The Best Low Down Payment Home Mortgages
. There are a lot of moving parts when it comes to securing a mortgage and buying a home, but for many people, one part of the process starts long before your first meeting with a realtor or loan officer: saving for a down payment....
A Guide to Buying Your First Investment Property
Understanding Commercial Loans for Investment Property Having extra income for life’s expected and unexpected purchases is a financial dream for many. For some, achieving that dream may involve taking on another job. For others, they reach this dream through investment property. Investment property is simply...
Understanding VA Loans: A Guide for Veterans
A Comprehensive Guide to VA Loans for Veterans Buying a home can be daunting for anyone, including military veterans. But did you know there are special home loans out there available to only veterans? Should Veterans Use a VA Loan to buy a home? Let's...
Fa-boo-lous Halloween Crafts & Treats
. Halloween is my favorite time of year! It always made me feel good about myself. It’s the one time of year that you can be whatever you want with little to no judgment. Not everyone celebrates Halloween, but a lot of people love to...
What is a Mortgage Loan Officer?
. The real estate industry attracts many people with dreams of being Realtors, but there are so many other important jobs like mortgage loan officers that play a big part in the industry. These careers can be lucrative, have flexible hours, and hold a lot...
4 Tips to Enjoying the Holidays
. It’s October! You already know what that means. The Holiday season is right around the corner and I think I can speak for many when I say the holiday season can be STRESSFUL! And why is that? Why do we allow, what should be...
Should You Pay off all Credit Card Debt Before Getting a Mortgage?
. When applying for a mortgage, loan officers analyze your current income, lines of credit including any debt that you owe, credit scores, how much you plan on putting down for a down payment, and the sale price of the property you have fallen in...
Decoding Income Calculation by Mortgage Lenders
A Comprehensive Guide to How Mortgage Lenders Calculate Income Whether you’re ready to jump into homeownership or are looking at refinancing your existing mortgage, knowing how your income factors into a home loan and understanding how mortgage lenders calculate income are important. It’s easy to...
Securing Quick Loan Approval from Underwriters
Insights from a Mortgage Broker: The Loan Approval Process You’ve started your homeownership journey and have gotten great news: You’re pre-approved for a loan for your dream home! It’s time to get a check from the bank and buy the house right? Not quite. First,...