Closing On A House: Your Comprehensive Guide
The Comprehensive Guide to Closing On A House You did it! Closing day is fast approaching. You made it through the rough waters of the mortgage application process and you finally heard those magic words - “You are cleared to close”. But, what happens next?...
The Role of a Real Estate Agent in Home Buying
Kickstart Your Home Buying Journey Buying a home is one of the most expensive investments you will make in your life. For most, it will be the most expensive purchase you make and the biggest part of your future financial well being. So does it...
Fannie Mae vs Freddie Mac: Unraveling the Differences
Understanding Mortgage Lending: The Role of Fannie Mae and Freddie Mac If you’ve followed anything dealing with mortgages, you may have heard the terms Freddie Mac and Fannie Mae get thrown around. But, what the heck do they really mean? And you may ask yourself...
First Time Home Buyer Programs: Your Guide to Accessibility – Co/LAB Lending
Exploring First Time Home Buyer Programs In an industry where the first-time homebuyer makes up anywhere from 35-50%* of the purchases made nationally, a question we see quite frequently is… “Do you offer any First Time Home Buyer Programs”? First-time homebuyer programs benefit new home...
Using Gift Funds for Home Purchase: A Comprehensive Guide
Understanding Gift Funds for Home Purchase When buying a home you may be able to take advantage of gift funds. If you are a little light on cash, and many home buyers are, having enough cash available for closing costs or down payment isn’t feasible....
July 4th? 3 Steps Getting Your Yard Ready
. Can you believe it? July 4th is already underway—but that means some serious preparations are in order. If you’re starting to feel the stress of getting your yard and house ready for the festivities, you can breathe a sigh of relief. If you follow...
It’s A Pity If You Don’t Understand PITI
What is PITI? If you are new to mortgages this is a term you might not be familiar with. However, understanding PITI is important to truly understanding if you, as a home buyer, can afford a particular home. We understand it can be easy to...
How To Keep and Afford Your Home When Getting A Divorce
. I was born to be a mortgage broker and to serve others and I do it the best way I know how; through assisting those who dream of buying a home. My team and I Serve new homebuyers, repeat buyers, empty nesters, growing families,...
Credit Score Differences: A Comprehensive Guide
Getting Started with Understanding Credit Scores If you have ever applied for a mortgage before you may already know that your mid-score is the score lenders use when determining if you qualify for a home loan. When a lender checks your credit they do what...
Bank Statements and Mortgage Lenders: A Comprehensive Guide
. Many things about the homebuying process can be stressful, but I bet no one ever thought that collecting bank statements could be one of them. It turns out that collecting 60 days of bank statements can turn out to be a nightmare if you...
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