Top 5 Challenges for Self-employed Mortgage Borrowers
Understanding the Challenges for Self-employed Mortgage Borrowers If you are self-employed, own a business, a sole proprietor, C-corp or any type of small business owner and have had trouble getting a home mortgage loan you need to read this. Recently, I had several conversations with...
Navigating Mortgage Approval with Gaps in Job History
Understanding Mortgage Approval with Job Gaps As they say, “Life comes at you fast.” There is a lot of truth behind those words. Much of the time it’s out of your control. You just have to roll with the punches. But, if you are someone...
Boost Your Buying Power for Your Dream Home
Empowering Your Home Buying Journey Buying a house or a dream home is a big step for anyone and the hurdles that come with it can be daunting. For many potential homebuyers, the intimidating task of saving for a down payment stops them dead in...
5 Tips for Preparing Your House For Listing
The Last One Might Surprise You! When it comes to preparing your house for listing you don’t have to remodel your home to increase the likelihood of it selling. Often, a little elbow grease, yard work, and some TLC (in this case treated lawn care)...
What Should Homeowners Look For When Choosing An Insurance Agency?
Buying a home is one of the most exciting milestones in your life, and it’s also one of the biggest investments you’ll ever make. However, when you’re in the process of finding financing, there is one step that many homebuyers often forget: buying homeowners insurance....
The Difference Between an Appraisal and A Home Inspection
The home-buying and selling processes can be confusing and intimidating, and any visit from an expert can give homeowners the impression of being scrutinized. Moreover, many people think home appraisals and inspections are essentially the same thing, when in reality they’re two very different assessments....
7 Tips for Negotiating Your New Home Construction Price
Buying a new home—especially for a new homebuyer—can be an arduous process. Thankfully, with a few solid tips on hard negotiating, you can turn a grueling search into an exciting adventure. Ultimately, if you’re prepared when it comes time to talk numbers, you’ll have the...
Should I Pay Back Debt or Start Saving?
To pay back debt, or start saving: that is the question. Common advice and some simple math will probably lead you to believe that paying off debt is always the best option; however, this might not always be the case. Generally, there are two common positions...
Renting vs Buying: What’s Better for You?
Renting vs Buying ... When it comes to deciding whether to buy or rent, everyone seems to have a different opinion. Obviously, there are many factors to consider when deciding to purchase or rent a home, but ceteris paribus, is one option better than the...
Understanding Hidden Costs of Homeownership
By no means should this article discourage you from homeownership. In fact, in the vast majority of the country, buying a home is actually cheaper than renting one. However, it’s important that new homeowners are well educated on some of the “hidden” costs of homeownership....